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QUALICUM BEACH · EB-5 FIELD GUIDE

Is accumulated salary an acceptable source of funds for a Qualicum Beach investor?

Sources checked:

THE DIRECT ANSWER

Yes, provided it is documented. Employment income is a straightforward lawful source, and the burden is to show the earnings, the taxation and the accumulation over time rather than to point to a single transaction.

Simple in principle, laborious in practice

Investors funding from salary are often surprised by how much paper is involved, because the evidence is spread across two decades instead of concentrated in one closing statement. The record that works usually contains employment letters or contracts establishing the position and the period, pay records or annual statements, personal tax filings for the relevant years, and bank statements showing balances growing in a pattern consistent with the income. Where an employer no longer exists or records are unavailable, tax filings become the anchor and the gap should be explained rather than passed over. Any large deposit that does not come from salary — a gift, a bonus, a property sale — needs its own documentation, and it is usually one of those items, not the salary itself, that generates the questions.

Hypothetical example: Armand plans to invest proceeds from the sale of a Canadian specialty-printing company into a qualifying U.S. enterprise. His first review should confirm the required capital amount for the chosen location, trace the sale proceeds, test the at-risk structure, and identify how ten qualifying full-time jobs will be created. The executed sale agreement and tax records settle the source; the offering and business plan address deployment and jobs. He must decide whether he can accept the project’s risk and remain engaged in management or policy formulation. A strong source record does not cure a job model that does not support the statutory requirement.